Module overview
Help learners understand money flow, saving, banking, borrowing, and trade-offs through real decisions.
Lessons
How People Earn Money
This lesson helps students understand where earned money actually comes from. They practise spotting who is paying and why, compare how easily different work can be replaced, sort the four main ways money arrives, and build an Earning Path Map comparing three routes they could take.
Pay, Tax, And Take-Home Money
This lesson helps students understand the difference between what a job promises and what actually reaches their account. They practise reading a payslip, learn what the deductions pay for, work out what to set aside when nobody takes it out for them, and build a Take-Home Plan based on the number that really arrives.
Money In, Money Out
This lesson helps students track where money comes from, where it goes, and what is left. They practise choices in a budget simulation and build a simple Cash Flow Snapshot for their own week.
Banking, Interest, And Accounts
This lesson helps students understand how bank accounts, interest, fees, and access really work. They compare account types and build an Account Choice Guide for different needs.
Saving, Goals, And Compounding
This lesson helps students connect saving to a clear goal. They learn how regular saving and time can grow money, then create a Saving Plan for something they want.
Credit, Debt, And Borrowing Wisely
This lesson helps students understand what borrowing means before they use credit or take on debt. They compare borrowing choices, look at repayment costs, and create a Borrowing Rules card.
Protection, Assets, And Net Worth
This lesson helps students protect what they have built and understand their overall money position. They practise judging which risks are worth transferring, spot the recurring costs that drain money quietly, and build a Net Worth Snapshot showing what they own, what they owe, and the single number underneath.